Let’s face it, shopping for car insurance might not be the most fun under the sun. It’s actually quite the opposite. In fact, one-third of Americans never shop for a new policy for their car insurance, and nearly 50% of the policyholders who have searched around for a new policy haven’t done so in the last year.
Time is a factor when comparing auto insurance. And, all too often the result of wasted time is leaving money on the table. With so many quality insurance options available, it is up to you to uncover the best policy for your automobile. But how does one shop and get the best deal in our technologically advanced world? They do it simply style.
For the savvy shopper, now is the time to reevaluate your auto insurance policy. There are many tools available that will compare policies for you and instantly share the results. Unfortunately, what you receive is all too often served up as bait and switch to simply get you on the phone. When you finally do get a call from an agent, you can expect to be hounded over and over again. The process is muddled and complex, not user-friendly, and does little to consider the shopper’s experience.
When looking for a car insurance policy, start by finding out what the requirements are for your area. For most states, there are essentially four main types of coverage; bodily injury liability, property damage liability, personal injury protection, and uninsured/underinsured motorist protection. These are in addition to collision and comprehensive coverage, which covers the actual vehicle itself.
Those are the basics to understand when searching for a policy. Read through your options. Create a checklist of what you need and compare it against what the policy offers. Because this is a stressful and complicated process, it is important to work with someone who can simplify your search and streamline the car insurance shopping experience. They will help you understand what you are getting and align it directly to what you need.
The next basic rule of thumb is to compare at least three policies. However, doing so can turn into a very cumbersome process. It is repetitive and sometimes fruitless. Comparison shopping for policies by getting quotes from multiple auto insurance companies needs to be simplified and centralized. Imagine being able to put in your information once and have insurance companies approach you with their best deal. You see savings in real-time and get a guaranteed rate. There is no mystery behind what you are getting. You receive actual quotes and can secure a policy quickly and without stress.
Overall, you want to be as thorough as possible when you shop. Every minute matters, so it is critical that you don’t waste time or throw away money. With a credible ally by your side during your search for a car insurance policy, you can be confident that you are getting the best rate possible. After all, consumers who shop around can save as much as 47% in premium costs, or as much as $847 per year. Since your automobile is likely the second biggest investment you will make, you should do your due diligence to ensure your property is safely insured.
So, what are you waiting for? Start comparing auto insurance quotes from the nation’s best insurance providers today. With SimplyIOA, shopping for insurance is straightforward, intuitive, and user-friendly. Fortunately, the Simply way is about more than just being able to compare and buy auto insurance from trusted companies online in minutes. It’s about the peace of mind you get from knowing that your car is protected with a policy that is right for you.
The process is as easy as entering your details, comparing quotes, and selecting your policy. No headaches, no badgering. Simply find the right policy for you and get back to your day. Give SimplyIOA a chance and experience insurance simplified.