If you’re in the market for a mobile home, you have two main options to choose from: single-wide or double-wide. Both types of homes offer their unique advantages and disadvantages and can be tailored to fit your lifestyle.
Let’s break down the pros and cons of single- and double-wide mobile homes so that you can decide which style of home is right for you.
SINGLE-WIDE VS. DOUBLE-WIDE MOBILE HOMES
Pros and Cons Of Single Wide Mobile Homes
Single-wide mobile homes are typically smaller than double wides, making them ideal for those looking for a more economical option. In addition, since they’re smaller, they require less land space and fewer materials to construct. This makes them an excellent choice for anyone on a budget who wants the convenience of owning a mobile home but doesn’t need the extra square footage that comes with double-wide models.
On the downside, single-wide mobile homes often lack some of the amenities found in their larger counterparts, like two bathrooms, multiple bedrooms, or additional storage space. Additionally, if you plan on expanding or remodeling your home in the future, it may be challenging to find a room due to its limited size.
Pros and Cons Of Double Wide Mobile Homes
Double-wide mobile homes offer more living space than their single-wide counterparts and often come with additional features, as mentioned above. Additionally, they typically have more interior design options due to their larger size. If you plan on adding new features or remodeling in the future, there should be plenty of room to do so without sacrificing too much of your living space.
The downside to double-wide mobile homes is that they tend to cost more upfront than single wides due to their larger size and additional material costs associated with construction.
Lastly, since these homes require more land space, it may be harder (and more expensive) to find a plot of land suitable for this type of home compared to its smaller counterpart.
UNDERSTANDING YOUR MOBILE HOME INSURANCE OPTIONS
Before buying a single-wide or double-wide mobile home, you must know all your insurance options. In this section, we'll cover what mobile home insurance covers, why it's essential, and tips for finding the best coverage for your needs.
What is Mobile Home Insurance?
Mobile home insurance is a type of homeowner insurance that explicitly covers mobile homes. It protects against potential loss or damage due to natural disasters, theft, fire, etc. Generally speaking, it will also offer coverage for personal property and liability protection in case someone gets injured while on your property.
Do You Need Mobile Home Insurance?
There are several scenarios in which mobile home insurance is essential.
First and foremost, if you own a mobile home — or are considering buying one — it's essential to get coverage in case of an unexpected disaster or accident. This can help you avoid paying out of pocket for expensive repairs or replacements should something happen to your home or its contents.
Additionally, many lenders require borrowers to purchase mobile home insurance before they approve the loan to purchase the property.
How To Find The Best Mobile Home Coverage For You
When shopping for mobile home insurance, you should consider several things, such as the cost of coverage and any discounts that may be available.
It's also important to understand exactly what types of events the policy covers so you know what kind of protection you're getting. Finally, look for policies with flexible payment options to find a plan that fits your budget.
Mobile home insurance is an important consideration if you own a mobile home or are looking into purchasing one soon. It provides essential protection in case something unexpected happens to your property or its contents. It can help save you from paying out-of-pocket expenses for damage caused by natural disasters or accidents.
When shopping around for policies, consider all factors before making a decision, including cost, discounts available, types of events covered by the policy, and payment options available so that you can find the best coverage for your needs at an affordable price point.
So, what’s the verdict? Is a single-wide mobile home or a double-wide insurance home better for you and your family? As with most things in life, it depends.
If you want something spacious and luxurious, go for the double-wide. But if you want something more affordable that still feels like home, the single-wide option is excellent. Get mobile home insurance to protect your investment regardless of your chosen model.
If you need help finding the best homeowners insurance coverage for the best price for your mobile home, start by speaking to a SimplyIOA agent at 833.872.4467 or get a homeowners insurance quote online now.
